Branch Permanently Closed / Inactive
According to official RBI records, this Indian Overseas Bank branch has been permanently closed or merged. The IFSC code IOBA0001876 is discontinued and no longer valid for money transfers.
Indian Overseas Bank — UDHNA MAGDALA ROAD BR
Looking for the IFSC code of the Indian Overseas Bank Udhna Magdala Road Br branch? The historical IFSC code was IOBA0001876. Because this branch in Surat, Gujarat is no longer active, any fund transfers using this code will likely fail. Please update your payee records.
Branch Details
| Bank Name | Indian Overseas Bank |
|---|---|
| IFSC Code | IOBA0001876 |
| MICR Code | 395020007 |
| Branch Name | UDHNA MAGDALA ROAD BR |
| Address | RUDRAKSH BHAVAN, IST FLOOR, NAVJEEVAN CIRCLE, UDHANA MAGDALA ROAD, SURAT 395007 |
| PIN Code | 395007 |
| City / Centre | Surat |
| District | Surat |
| State | Gujarat |
| Contact Number | 2233998 |
Supported Services
Location
RUDRAKSH BHAVAN, IST FLOOR, NAVJEEVAN CIRCLE, UDHANA MAGDALA ROAD, SURAT 395007, Gujarat
Open in Google MapsExplore Pincode 395007
Find all bank branches and post offices operating in the 395007 area.
View Pincode Details →Working Hours
This branch has been deactivated or merged according to RBI records. Working hours are no longer applicable.
Customer Support
For account-related queries, please contact the bank's official customer care:
Toll-Free: 1800 425 4445Branch: 2233998 (Needs STD Code)Visit Official WebsiteAbout IOBA0001876 IFSC Code
The IFSC code IOBA0001876 belongs to Indian Overseas Bank's UDHNA MAGDALA ROAD BR branch. The first 4 characters 'IOBA' identify Indian Overseas Bank, the 5th character '0' is reserved for future use, and the last 6 characters '001876' uniquely identify this particular branch.
This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.
Frequently Asked Questions
Banking Terms Glossary
What is an IFSC Code?
Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. It is mandatory for electronic payment applications like NEFT, RTGS, and IMPS.
What is a MICR Code?
Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. It facilitates the processing and clearance of cheques and helps prevent fraud. The first 3 digits represent the city, the next 3 represent the bank, and the last 3 represent the branch.
What is NEFT?
National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.
What is RTGS?
Real Time Gross Settlement (RTGS) is a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis. It is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹2,00,000.
What is IMPS?
Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones and internet banking, available 24x7 throughout the year including bank holidays.
What is UPI?
Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the 'Peer to Peer' collect request.
Other Indian Overseas Bank Branches in Surat
Location
RUDRAKSH BHAVAN, IST FLOOR, NAVJEEVAN CIRCLE, UDHANA MAGDALA ROAD, SURAT 395007, Gujarat
Open in Google MapsExplore Pincode 395007
Find all bank branches and post offices operating in the 395007 area.
View Pincode Details →Working Hours
This branch has been deactivated or merged according to RBI records. Working hours are no longer applicable.
Customer Support
For account-related queries, please contact the bank's official customer care:
Toll-Free: 1800 425 4445Branch: 2233998 (Needs STD Code)Visit Official Website