Terms of Use & Disclaimer

Welcome to IFSC Search (ifscsearch.in), operated by GuruLabs. By accessing this website, you agree to comply with and be bound by these Terms of Use.

1. Permitted Use

IFSC Search provides Indian banking codes (IFSC, MICR) and postal codes for informational and personal reference purposes. You may view and search the data freely.

2. Prohibited Use

You must not:

  • Use automated scripts, bots, or scraping tools to extract data from our website in a manner that degrades performance or violates our rate limits.
  • Use the website for any illegal or unauthorized purpose.
  • Attempt to circumvent our security measures or rate limiters.

3. Independence and Non-Affiliation

IFSC Search is an independent informational website and is not affiliated with, endorsed by, or operated by the Reserve Bank of India (RBI), the National Payments Corporation of India (NPCI), any bank, or any government organization. We are not an authority issuing IFSC codes or banking licenses. We solely aggregate and display public directory data.

4. Informational Nature of Data

While we use automated pipelines to retrieve and normalize public data from official sources, we do not guarantee that every record is permanently current, complete, or error-free. The banking sector frequently undergoes branch relocations, mergers, and IFSC code changes. There may be a lag between official RBI publications and our database updates.

User Responsibility: Users remain strictly responsible for verifying IFSC codes, MICR codes, and transaction service capabilities directly with their respective bank or payee before executing any financial transaction (NEFT, RTGS, IMPS, UPI). IFSC Search accepts no liability for any financial losses or misrouted funds resulting from reliance on the information provided on this website.

5. External Links

Our website may contain links to external third-party sites (e.g., official RBI directories). We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.

6. Changes to Terms

We reserve the right to modify these terms at any time without prior notice. Your continued use of the website signifies your acceptance of any updated terms.

7. Contact

If you have questions regarding these Terms, please contact us at gurulabsteam@gmail.com.