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Bank of Baroda — JOYA

IFSC Code: BARB0JOYAJYListed in Source Directory
Source data: Official RBI Directory | Dataset Date: August 2026

Branch Details

Bank Name Bank of Baroda
IFSC Code BARB0JOYAJY
MICR Code 244012503
Branch Name JOYA
Address DELHI ROAD IQBALNAGAR JOYA JYOTIBA PHULE NAGAR DT UTTAR PRADESH 244222
PIN Code 244222
City / Centre Jyotiba Phule Nagar
District Joya
State Uttar Pradesh
Contact Number 1800223344

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

DELHI ROAD IQBALNAGAR JOYA JYOTIBA PHULE NAGAR DT UTTAR PRADESH 244222

Open in Google Maps

Explore Pincode 244222

Find all bank branches and post offices operating in the 244222 area.

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Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 258 44 55Toll-Free: 1800 102 44 55Branch: 1800223344Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About BARB0JOYAJY IFSC Code

The IFSC code BARB0JOYAJY belongs to Bank of Baroda's JOYA branch. The first 4 characters 'BARB' identify Bank of Baroda, the 5th character '0' is reserved for future use, and the last 6 characters 'JOYAJY' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Bank of Baroda JOYA branch is BARB0JOYAJY. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Bank of Baroda JOYA branch is located in Jyotiba Phule Nagar, Joya district, Uttar Pradesh. Address: DELHI ROAD IQBALNAGAR JOYA JYOTIBA PHULE NAGAR DT UTTAR PRADESH 244222

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of Bank of Baroda JOYA branch is 244012503.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Location

DELHI ROAD IQBALNAGAR JOYA JYOTIBA PHULE NAGAR DT UTTAR PRADESH 244222

Open in Google Maps

Explore Pincode 244222

Find all bank branches and post offices operating in the 244222 area.

View Pincode Details →

Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 258 44 55Toll-Free: 1800 102 44 55Branch: 1800223344Visit Official Website