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Bank of India — CHANDERAI

IFSC Code: BKID0001432Active
Data sourced from RBI. Last updated: August 2026

The Bank of India Chanderai branch in Chanderai Tal Dist Ratnagiri, Maharashtra has the IFSC code BKID0001432. Customers making an electronic fund transfer to an account associated with this branch may need to provide this correct IFSC code.

Branch Details

Bank Name Bank of India
IFSC Code BKID0001432
MICR Code 415013536
Branch Name CHANDERAI
Address AT CHANDERAI POST IBRAHIM PATTANTALUKA DIST RATNAGIRI
City / Centre Chanderai Tal Dist Ratnagiri
District Chanderai Tal Dist Ratnagiri
State Maharashtra
Contact Number 2352245235

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

AT CHANDERAI POST IBRAHIM PATTANTALUKA DIST RATNAGIRI, Chanderai Tal Dist Ratnagiri, Maharashtra

Open in Google Maps

Working Hours

ClosedOpens at 10:00 AM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 103 1906Branch: 2352245235Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About BKID0001432 IFSC Code

The IFSC code BKID0001432 belongs to Bank of India's CHANDERAI branch. The first 4 characters 'BKID' identify Bank of India, the 5th character '0' is reserved for future use, and the last 6 characters '001432' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Bank of India CHANDERAI branch is BKID0001432. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Bank of India CHANDERAI branch is located in Chanderai Tal Dist Ratnagiri, Chanderai Tal Dist Ratnagiri district, Maharashtra. Address: AT CHANDERAI POST IBRAHIM PATTANTALUKA DIST RATNAGIRI

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of Bank of India CHANDERAI branch is 415013536.

Banking Terms Glossary

What is an IFSC Code?

Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. It is mandatory for electronic payment applications like NEFT, RTGS, and IMPS.

What is a MICR Code?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. It facilitates the processing and clearance of cheques and helps prevent fraud. The first 3 digits represent the city, the next 3 represent the bank, and the last 3 represent the branch.

What is NEFT?

National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.

What is RTGS?

Real Time Gross Settlement (RTGS) is a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis. It is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹2,00,000.

What is IMPS?

Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones and internet banking, available 24x7 throughout the year including bank holidays.

What is UPI?

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the 'Peer to Peer' collect request.

Location

AT CHANDERAI POST IBRAHIM PATTANTALUKA DIST RATNAGIRI, Chanderai Tal Dist Ratnagiri, Maharashtra

Open in Google Maps

Working Hours

ClosedOpens at 10:00 AM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 103 1906Branch: 2352245235Visit Official Website