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ESAF Small Finance Bank — PANDIKKAD

IFSC Code: ESMF0001392Listed in Source Directory
Source data: Official RBI Directory | Dataset Date: August 2026

Branch Details

Bank Name ESAF Small Finance Bank
IFSC Code ESMF0001392
MICR Code N/A
Branch Name PANDIKKAD
Address ANJILLAN BUILDING,PANDIKKAD PO,MALAPPURAM,KERALA 676521
PIN Code 676521
City / Centre Pandikkad
District Pandikkad
State Kerala
Contact Number N/A

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

ANJILLAN BUILDING,PANDIKKAD PO,MALAPPURAM,KERALA 676521

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Explore Pincode 676521

Find all bank branches and post offices operating in the 676521 area.

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Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About ESMF0001392 IFSC Code

The IFSC code ESMF0001392 belongs to ESAF Small Finance Bank's PANDIKKAD branch. The first 4 characters 'ESMF' identify ESAF Small Finance Bank, the 5th character '0' is reserved for future use, and the last 6 characters '001392' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of ESAF Small Finance Bank PANDIKKAD branch is ESMF0001392. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

ESAF Small Finance Bank PANDIKKAD branch is located in Pandikkad, Pandikkad district, Kerala. Address: ANJILLAN BUILDING,PANDIKKAD PO,MALAPPURAM,KERALA 676521

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Location

ANJILLAN BUILDING,PANDIKKAD PO,MALAPPURAM,KERALA 676521

Open in Google Maps

Explore Pincode 676521

Find all bank branches and post offices operating in the 676521 area.

View Pincode Details →

Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Visit Official Website