Himachal Pradesh State Cooperative Bank — TOTU
In Shimla, Himachal Pradesh, the Himachal Pradesh State Cooperative Bank Totu branch has the IFSC code HPSC0000446. Customers searching for this branch can use the branch name, location, and IFSC code together to confirm the correct banking details.
Branch Details
| Bank Name | Himachal Pradesh State Cooperative Bank |
|---|---|
| IFSC Code | HPSC0000446 |
| MICR Code | 171311010 |
| Branch Name | TOTU |
| Address | BO TOTU SHIMLA PIN 171011 |
| PIN Code | 171011 |
| City / Centre | Shimla |
| District | Shimla |
| State | Himachal Pradesh |
| Contact Number | 2837608 |
Supported Services
Explore Pincode 171011
Find all bank branches and post offices operating in the 171011 area.
View Pincode Details →Working Hours
- Working Days: Mon-Sat (Except 2nd/4th Sat)
- Standard Hours: 10:00 AM - 4:00 PM
* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.
Customer Support
For account-related queries, please contact the bank's official customer care:
Branch: 2837608 (Needs STD Code)Visit Official WebsiteTransfer Safety Checklist
Before initiating a high-value NEFT/RTGS transfer, please verify:
About HPSC0000446 IFSC Code
The IFSC code HPSC0000446 belongs to Himachal Pradesh State Cooperative Bank's TOTU branch. The first 4 characters 'HPSC' identify Himachal Pradesh State Cooperative Bank, the 5th character '0' is reserved for future use, and the last 6 characters '000446' uniquely identify this particular branch.
This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.
Frequently Asked Questions
Banking Terms Glossary
What is an IFSC Code?
Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. It is mandatory for electronic payment applications like NEFT, RTGS, and IMPS.
What is a MICR Code?
Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. It facilitates the processing and clearance of cheques and helps prevent fraud. The first 3 digits represent the city, the next 3 represent the bank, and the last 3 represent the branch.
What is NEFT?
National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.
What is RTGS?
Real Time Gross Settlement (RTGS) is a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis. It is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹2,00,000.
What is IMPS?
Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones and internet banking, available 24x7 throughout the year including bank holidays.
What is UPI?
Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the 'Peer to Peer' collect request.
Other Himachal Pradesh State Cooperative Bank Branches in Shimla
Explore Pincode 171011
Find all bank branches and post offices operating in the 171011 area.
View Pincode Details →Working Hours
- Working Days: Mon-Sat (Except 2nd/4th Sat)
- Standard Hours: 10:00 AM - 4:00 PM
* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.
Customer Support
For account-related queries, please contact the bank's official customer care:
Branch: 2837608 (Needs STD Code)Visit Official Website