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Indian Overseas Bank — KHARAGPUR

IFSC Code: IOBA0001289Listed in Source Directory
Source data: Official RBI Directory | Dataset Date: August 2026

Branch Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0001289
MICR Code 721020102
Branch Name KHARAGPUR
Address PURATHAN BAZAAR SITALA SWEETS FIRST FLOOR KHARAGPUR PIN 721301
PIN Code 721301
City / Centre North 24 Parganas
District Kharagpur
State West Bengal
Contact Number 255018

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

PURATHAN BAZAAR SITALA SWEETS FIRST FLOOR KHARAGPUR PIN 721301, North 24 Parganas, West Bengal

Open in Google Maps

Explore Pincode 721301

Find all bank branches and post offices operating in the 721301 area.

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Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 255018 (Needs STD Code)Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About IOBA0001289 IFSC Code

The IFSC code IOBA0001289 belongs to Indian Overseas Bank's KHARAGPUR branch. The first 4 characters 'IOBA' identify Indian Overseas Bank, the 5th character '0' is reserved for future use, and the last 6 characters '001289' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Indian Overseas Bank KHARAGPUR branch is IOBA0001289. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Indian Overseas Bank KHARAGPUR branch is located in North 24 Parganas, Kharagpur district, West Bengal. Address: PURATHAN BAZAAR SITALA SWEETS FIRST FLOOR KHARAGPUR PIN 721301

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of Indian Overseas Bank KHARAGPUR branch is 721020102.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Other Indian Overseas Bank Branches in North 24 Parganas

View all branches in North 24 Parganas →

Location

PURATHAN BAZAAR SITALA SWEETS FIRST FLOOR KHARAGPUR PIN 721301, North 24 Parganas, West Bengal

Open in Google Maps

Explore Pincode 721301

Find all bank branches and post offices operating in the 721301 area.

View Pincode Details →

Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 255018 (Needs STD Code)Visit Official Website