Indian Overseas Bank — CHENNAIGANDHI NAGAR
For the Indian Overseas Bank Chennaigandhi Nagar branch in Chennai, Tamil Nadu, the branch-specific IFSC code is IOBA0001635. IFSC codes are used to identify individual bank branches during supported electronic fund transfers.
Branch Details
| Bank Name | Indian Overseas Bank |
|---|---|
| IFSC Code | IOBA0001635 |
| MICR Code | 600020120 |
| Branch Name | CHENNAIGANDHI NAGAR |
| Address | 58 4 TH MAIN ROAD GANDHI NAGAR ADAYAR CHENNAI PIN 600020 |
| PIN Code | 600020 |
| City / Centre | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| Contact Number | 2899930 |
Supported Services
Explore Pincode 600020
Find all bank branches and post offices operating in the 600020 area.
View Pincode Details →Working Hours
- Working Days: Mon-Sat (Except 2nd/4th Sat)
- Standard Hours: 10:00 AM - 4:00 PM
* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.
Customer Support
For account-related queries, please contact the bank's official customer care:
Toll-Free: 1800 425 4445Branch: 044-2899930Visit Official WebsiteTransfer Safety Checklist
Before initiating a high-value NEFT/RTGS transfer, please verify:
About IOBA0001635 IFSC Code
The IFSC code IOBA0001635 belongs to Indian Overseas Bank's CHENNAIGANDHI NAGAR branch. The first 4 characters 'IOBA' identify Indian Overseas Bank, the 5th character '0' is reserved for future use, and the last 6 characters '001635' uniquely identify this particular branch.
This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.
Frequently Asked Questions
Banking Terms Glossary
What is an IFSC Code?
Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. It is mandatory for electronic payment applications like NEFT, RTGS, and IMPS.
What is a MICR Code?
Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. It facilitates the processing and clearance of cheques and helps prevent fraud. The first 3 digits represent the city, the next 3 represent the bank, and the last 3 represent the branch.
What is NEFT?
National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.
What is RTGS?
Real Time Gross Settlement (RTGS) is a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis. It is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹2,00,000.
What is IMPS?
Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones and internet banking, available 24x7 throughout the year including bank holidays.
What is UPI?
Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the 'Peer to Peer' collect request.
Other Indian Overseas Bank Branches in Chennai
Explore Pincode 600020
Find all bank branches and post offices operating in the 600020 area.
View Pincode Details →Working Hours
- Working Days: Mon-Sat (Except 2nd/4th Sat)
- Standard Hours: 10:00 AM - 4:00 PM
* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.
Customer Support
For account-related queries, please contact the bank's official customer care:
Toll-Free: 1800 425 4445Branch: 044-2899930Visit Official Website