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Indian Overseas Bank — RAIKOT

IFSC Code: IOBA0002265Listed in Source Directory
Source data: Official RBI Directory | Dataset Date: August 2026

Branch Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0002265
MICR Code 141020302
Branch Name RAIKOT
Address NEAR LIFE CARE HOSPITAL LUDHIANA ROAD RAIKOT PIN 141109,DIST LUDHIANA
PIN Code 141109
City / Centre Ludhiana
District Raikot
State Punjab
Contact Number 265011

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

NEAR LIFE CARE HOSPITAL LUDHIANA ROAD RAIKOT PIN 141109,DIST LUDHIANA, Punjab

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Explore Pincode 141109

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Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 0161-265011Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About IOBA0002265 IFSC Code

The IFSC code IOBA0002265 belongs to Indian Overseas Bank's RAIKOT branch. The first 4 characters 'IOBA' identify Indian Overseas Bank, the 5th character '0' is reserved for future use, and the last 6 characters '002265' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Indian Overseas Bank RAIKOT branch is IOBA0002265. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Indian Overseas Bank RAIKOT branch is located in Ludhiana, Raikot district, Punjab. Address: NEAR LIFE CARE HOSPITAL LUDHIANA ROAD RAIKOT PIN 141109,DIST LUDHIANA

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of Indian Overseas Bank RAIKOT branch is 141020302.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Location

NEAR LIFE CARE HOSPITAL LUDHIANA ROAD RAIKOT PIN 141109,DIST LUDHIANA, Punjab

Open in Google Maps

Explore Pincode 141109

Find all bank branches and post offices operating in the 141109 area.

View Pincode Details →

Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 0161-265011Visit Official Website