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Indian Overseas Bank — SBS NAGAR LUDHIANA

IFSC Code: IOBA0002663Listed in Source Directory
Source data: Official RBI Directory | Dataset Date: August 2026

Branch Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0002663
MICR Code 141020023
Branch Name SBS NAGAR LUDHIANA
Address SBS NAGAR,PAKHOWAL ROAD,LUDHIANA 141013
PIN Code 141013
City / Centre Ludhiana
District Ludhiana
State Punjab
Contact Number 28584896

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

SBS NAGAR,PAKHOWAL ROAD,LUDHIANA 141013, Punjab

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Explore Pincode 141013

Find all bank branches and post offices operating in the 141013 area.

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Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 0161-28584896Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About IOBA0002663 IFSC Code

The IFSC code IOBA0002663 belongs to Indian Overseas Bank's SBS NAGAR LUDHIANA branch. The first 4 characters 'IOBA' identify Indian Overseas Bank, the 5th character '0' is reserved for future use, and the last 6 characters '002663' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Indian Overseas Bank SBS NAGAR LUDHIANA branch is IOBA0002663. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Indian Overseas Bank SBS NAGAR LUDHIANA branch is located in Ludhiana, Ludhiana district, Punjab. Address: SBS NAGAR,PAKHOWAL ROAD,LUDHIANA 141013

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of Indian Overseas Bank SBS NAGAR LUDHIANA branch is 141020023.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Other Indian Overseas Bank Branches in Ludhiana

View all branches in Ludhiana →

Location

SBS NAGAR,PAKHOWAL ROAD,LUDHIANA 141013, Punjab

Open in Google Maps

Explore Pincode 141013

Find all bank branches and post offices operating in the 141013 area.

View Pincode Details →

Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 0161-28584896Visit Official Website