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Indian Overseas Bank — SACB KARHI

IFSC Code: IOBA0003122Listed in Source Directory
Source data: Official RBI Directory | Dataset Date: August 2026

Branch Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0003122
MICR Code 495020503
Branch Name SACB KARHI
Address LIG6,KARHI COLONY,NEAR COLLECTORATE,POMUNGELI,MUNGELI DIST,CHHATTISGARH 495334
PIN Code 495334
City / Centre Bilaspur
District Mungeli
State Chhattisgarh
Contact Number 264510
Location Verification Note

The branch's source-directory geography differs from the postal PIN reference. The address PIN corresponds to Bilaspur(cgh), Chattisgarh (PIN 495334) in the India Post reference data.

Postal Reference: India Post Directory | Source-Directory Geography: Chhattisgarh

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

LIG6,KARHI COLONY,NEAR COLLECTORATE,POMUNGELI,MUNGELI DIST,CHHATTISGARH 495334, Bilaspur

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Explore Pincode 495334

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Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 264510 (Needs STD Code)Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About IOBA0003122 IFSC Code

The IFSC code IOBA0003122 belongs to Indian Overseas Bank's SACB KARHI branch. The first 4 characters 'IOBA' identify Indian Overseas Bank, the 5th character '0' is reserved for future use, and the last 6 characters '003122' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Indian Overseas Bank SACB KARHI branch is IOBA0003122. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Indian Overseas Bank SACB KARHI branch is located in Bilaspur, Mungeli district, Chhattisgarh. Address: LIG6,KARHI COLONY,NEAR COLLECTORATE,POMUNGELI,MUNGELI DIST,CHHATTISGARH 495334

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of Indian Overseas Bank SACB KARHI branch is 495020503.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Location

LIG6,KARHI COLONY,NEAR COLLECTORATE,POMUNGELI,MUNGELI DIST,CHHATTISGARH 495334, Bilaspur

Open in Google Maps

Explore Pincode 495334

Find all bank branches and post offices operating in the 495334 area.

View Pincode Details →

Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 264510 (Needs STD Code)Visit Official Website