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Indian Overseas Bank — DHARIWAL

IFSC Code: IOBA0004168Listed in Source Directory
Source data: Official RBI Directory | Dataset Date: August 2026

Branch Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0004168
MICR Code N/A
Branch Name DHARIWAL
Address G T ROAD DHARIWAL,CHAHAL COMPLEX,NEARBY KOTAK MAHINDRA BANK,DHARIWAL DISTRICT -GURDASPUR,PUNJAB 143519
PIN Code 143519
City / Centre Gurdaspur
District Dhariwal
State Punjab
Contact Number N/A

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

G T ROAD DHARIWAL,CHAHAL COMPLEX,NEARBY KOTAK MAHINDRA BANK,DHARIWAL DISTRICT -GURDASPUR,PUNJAB 143519

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Explore Pincode 143519

Find all bank branches and post offices operating in the 143519 area.

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Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About IOBA0004168 IFSC Code

The IFSC code IOBA0004168 belongs to Indian Overseas Bank's DHARIWAL branch. The first 4 characters 'IOBA' identify Indian Overseas Bank, the 5th character '0' is reserved for future use, and the last 6 characters '004168' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Indian Overseas Bank DHARIWAL branch is IOBA0004168. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Indian Overseas Bank DHARIWAL branch is located in Gurdaspur, Dhariwal district, Punjab. Address: G T ROAD DHARIWAL,CHAHAL COMPLEX,NEARBY KOTAK MAHINDRA BANK,DHARIWAL DISTRICT -GURDASPUR,PUNJAB 143519

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Location

G T ROAD DHARIWAL,CHAHAL COMPLEX,NEARBY KOTAK MAHINDRA BANK,DHARIWAL DISTRICT -GURDASPUR,PUNJAB 143519

Open in Google Maps

Explore Pincode 143519

Find all bank branches and post offices operating in the 143519 area.

View Pincode Details →

Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Visit Official Website