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Jana Small Finance Bank — VARACHA

IFSC Code: JSFB0003102Listed in Source Directory
Source data: Official RBI Directory | Dataset Date: August 2026

Branch Details

Bank Name Jana Small Finance Bank
IFSC Code JSFB0003102
MICR Code 395788006
Branch Name VARACHA
Address JANA SMALL FINANCE BANK LTD,PLOT NO.407,408,4TH FLOOR,SWASTIC PLAZA,WARD NO.356,YOGI CHOWK,VARACHHA,SURAT,GUJARAT -395006
PIN Code 395006
City / Centre Surat
District Surat
State Gujarat
Contact Number N/A

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

JANA SMALL FINANCE BANK LTD,PLOT NO.407,408,4TH FLOOR,SWASTIC PLAZA,WARD NO.356,YOGI CHOWK,VARACHHA,SURAT,GUJARAT -395006

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Explore Pincode 395006

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Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 208 0Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About JSFB0003102 IFSC Code

The IFSC code JSFB0003102 belongs to Jana Small Finance Bank's VARACHA branch. The first 4 characters 'JSFB' identify Jana Small Finance Bank, the 5th character '0' is reserved for future use, and the last 6 characters '003102' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Jana Small Finance Bank VARACHA branch is JSFB0003102. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Jana Small Finance Bank VARACHA branch is located in Surat, Surat district, Gujarat. Address: JANA SMALL FINANCE BANK LTD,PLOT NO.407,408,4TH FLOOR,SWASTIC PLAZA,WARD NO.356,YOGI CHOWK,VARACHHA,SURAT,GUJARAT -395006

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of Jana Small Finance Bank VARACHA branch is 395788006.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Other Jana Small Finance Bank Branches in Surat

View all branches in Surat →

Location

JANA SMALL FINANCE BANK LTD,PLOT NO.407,408,4TH FLOOR,SWASTIC PLAZA,WARD NO.356,YOGI CHOWK,VARACHHA,SURAT,GUJARAT -395006

Open in Google Maps

Explore Pincode 395006

Find all bank branches and post offices operating in the 395006 area.

View Pincode Details →

Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 208 0Visit Official Website