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Punjab National Bank — NARAYAN BAGAD

IFSC Code: PUNB0589700Active
Data sourced from RBI. Last updated: August 2026

For the Punjab National Bank Narayan Bagad branch in Chamoli, Uttarakhand, the branch-specific IFSC code is PUNB0589700. IFSC codes are used to identify individual bank branches during supported electronic fund transfers.

Branch Details

Bank Name Punjab National Bank
IFSC Code PUNB0589700
MICR Code 246024960
Branch Name NARAYAN BAGAD
Address NEAR MAIN MARKET NARAYAN BAGAD UTTARAKHAND CHAMO 246455
PIN Code 246455
City / Centre Chamoli
District Chamoli
State Uttarakhand
Contact Number 9634199944

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

NEAR MAIN MARKET NARAYAN BAGAD UTTARAKHAND CHAMO 246455, Chamoli

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Explore Pincode 246455

Find all bank branches and post offices operating in the 246455 area.

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Working Hours

ClosedOpens at 10:00 AM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 180 2222Toll-Free: 1800 103 2222Branch: +91 9634199944Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About PUNB0589700 IFSC Code

The IFSC code PUNB0589700 belongs to Punjab National Bank's NARAYAN BAGAD branch. The first 4 characters 'PUNB' identify Punjab National Bank, the 5th character '0' is reserved for future use, and the last 6 characters '589700' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Punjab National Bank NARAYAN BAGAD branch is PUNB0589700. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Punjab National Bank NARAYAN BAGAD branch is located in Chamoli, Chamoli district, Uttarakhand. Address: NEAR MAIN MARKET NARAYAN BAGAD UTTARAKHAND CHAMO 246455

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of Punjab National Bank NARAYAN BAGAD branch is 246024960.

Banking Terms Glossary

What is an IFSC Code?

Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. It is mandatory for electronic payment applications like NEFT, RTGS, and IMPS.

What is a MICR Code?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. It facilitates the processing and clearance of cheques and helps prevent fraud. The first 3 digits represent the city, the next 3 represent the bank, and the last 3 represent the branch.

What is NEFT?

National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.

What is RTGS?

Real Time Gross Settlement (RTGS) is a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis. It is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹2,00,000.

What is IMPS?

Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones and internet banking, available 24x7 throughout the year including bank holidays.

What is UPI?

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the 'Peer to Peer' collect request.

Other Punjab National Bank Branches in Chamoli

View all branches in Chamoli →

Location

NEAR MAIN MARKET NARAYAN BAGAD UTTARAKHAND CHAMO 246455, Chamoli

Open in Google Maps

Explore Pincode 246455

Find all bank branches and post offices operating in the 246455 area.

View Pincode Details →

Working Hours

ClosedOpens at 10:00 AM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 180 2222Toll-Free: 1800 103 2222Branch: +91 9634199944Visit Official Website