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Union Bank of India — RAB ERNAKULAM

IFSC Code: UBIN0556289Active
Data sourced from RBI. Last updated: August 2026

In Kochi, Kerala, you can find the Union Bank of India Rab Ernakulam branch. The IFSC code assigned to this branch is UBIN0556289. This branch-specific identifier is used to identify the destination branch for supported electronic fund transfers.

Branch Details

Bank Name Union Bank of India
IFSC Code UBIN0556289
MICR Code 682026039
Branch Name RAB ERNAKULAM
Address RETAIL ASSET BRANCH, UNION BANK BHAVAN, M.G.ROAD, ERNAKULAM, KERALA-682035
PIN Code 682035
City / Centre Kochi
District Kochi
State Kerala
Contact Number 2385275

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

RETAIL ASSET BRANCH, UNION BANK BHAVAN, M.G.ROAD, ERNAKULAM, KERALA-682035, Kochi

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Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 22 22 44Toll-Free: 1800 208 2244Branch: 2385275 (Needs STD Code)Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About UBIN0556289 IFSC Code

The IFSC code UBIN0556289 belongs to Union Bank of India's RAB ERNAKULAM branch. The first 4 characters 'UBIN' identify Union Bank of India, the 5th character '0' is reserved for future use, and the last 6 characters '556289' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Union Bank of India RAB ERNAKULAM branch is UBIN0556289. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Union Bank of India RAB ERNAKULAM branch is located in Kochi, Kochi district, Kerala. Address: RETAIL ASSET BRANCH, UNION BANK BHAVAN, M.G.ROAD, ERNAKULAM, KERALA-682035

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of Union Bank of India RAB ERNAKULAM branch is 682026039.

Banking Terms Glossary

What is an IFSC Code?

Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. It is mandatory for electronic payment applications like NEFT, RTGS, and IMPS.

What is a MICR Code?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. It facilitates the processing and clearance of cheques and helps prevent fraud. The first 3 digits represent the city, the next 3 represent the bank, and the last 3 represent the branch.

What is NEFT?

National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.

What is RTGS?

Real Time Gross Settlement (RTGS) is a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis. It is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹2,00,000.

What is IMPS?

Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones and internet banking, available 24x7 throughout the year including bank holidays.

What is UPI?

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the 'Peer to Peer' collect request.

Other Union Bank of India Branches in Kochi

View all branches in Kochi →

Location

RETAIL ASSET BRANCH, UNION BANK BHAVAN, M.G.ROAD, ERNAKULAM, KERALA-682035, Kochi

Open in Google Maps

Explore Pincode 682035

Find all bank branches and post offices operating in the 682035 area.

View Pincode Details →

Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 22 22 44Toll-Free: 1800 208 2244Branch: 2385275 (Needs STD Code)Visit Official Website