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UCO Bank — KHARIOP

IFSC Code: UCBA0000972Listed in Source Directory
Source data: Official RBI Directory | Dataset Date: August 2026

Branch Details

Bank Name UCO Bank
IFSC Code UCBA0000972
MICR Code 700028504
Branch Name KHARIOP
Address VILL P.O KHARIOP, P.S AMTA, HOWRAH ,HAORA ,WEST BENGAL PIN 477001
PIN Code 477001
City / Centre Haora
District Khariop
State West Bengal
Contact Number 4260089
Location Verification Note

The branch's source-directory geography differs from the postal PIN reference. The address PIN corresponds to Bhind, Madhya Pradesh (PIN 477001) in the India Post reference data.

Postal Reference: India Post Directory | Source-Directory Geography: West Bengal

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

VILL P.O KHARIOP, P.S AMTA, HOWRAH ,HAORA ,WEST BENGAL PIN 477001

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Explore Pincode 477001

Find all bank branches and post offices operating in the 477001 area.

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Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 274 0123Branch: 4260089 (Needs STD Code)Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About UCBA0000972 IFSC Code

The IFSC code UCBA0000972 belongs to UCO Bank's KHARIOP branch. The first 4 characters 'UCBA' identify UCO Bank, the 5th character '0' is reserved for future use, and the last 6 characters '000972' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of UCO Bank KHARIOP branch is UCBA0000972. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

UCO Bank KHARIOP branch is located in Haora, Khariop district, West Bengal. Address: VILL P.O KHARIOP, P.S AMTA, HOWRAH ,HAORA ,WEST BENGAL PIN 477001

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of UCO Bank KHARIOP branch is 700028504.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Location

VILL P.O KHARIOP, P.S AMTA, HOWRAH ,HAORA ,WEST BENGAL PIN 477001

Open in Google Maps

Explore Pincode 477001

Find all bank branches and post offices operating in the 477001 area.

View Pincode Details →

Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 274 0123Branch: 4260089 (Needs STD Code)Visit Official Website