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UCO Bank — PALA

IFSC Code: UCBA0002389Active
Data sourced from RBI. Last updated: August 2026

For anyone searching for the UCO Bank Pala branch IFSC code, the code associated with this branch is UCBA0002389. The branch is located in Kottayam, Palai, Kerala. Checking the branch location together with the IFSC code can help ensure correct details.

Branch Details

Bank Name UCO Bank
IFSC Code UCBA0002389
MICR Code 686028302
Branch Name PALA
Address MUNDATHANATH BUILDING ETTUMANOOR ROAD ARUNAPURAM PALA ,KOTTAYAM ,KERALA PIN 686574
PIN Code 686574
City / Centre Kottayam
District Palai
State Kerala
Contact Number 9447370831

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

MUNDATHANATH BUILDING ETTUMANOOR ROAD ARUNAPURAM PALA ,KOTTAYAM ,KERALA PIN 686574, Palai

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Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 274 0123Branch: +91 9447370831Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About UCBA0002389 IFSC Code

The IFSC code UCBA0002389 belongs to UCO Bank's PALA branch. The first 4 characters 'UCBA' identify UCO Bank, the 5th character '0' is reserved for future use, and the last 6 characters '002389' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of UCO Bank PALA branch is UCBA0002389. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

UCO Bank PALA branch is located in Kottayam, Palai district, Kerala. Address: MUNDATHANATH BUILDING ETTUMANOOR ROAD ARUNAPURAM PALA ,KOTTAYAM ,KERALA PIN 686574

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of UCO Bank PALA branch is 686028302.

Banking Terms Glossary

What is an IFSC Code?

Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. It is mandatory for electronic payment applications like NEFT, RTGS, and IMPS.

What is a MICR Code?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. It facilitates the processing and clearance of cheques and helps prevent fraud. The first 3 digits represent the city, the next 3 represent the bank, and the last 3 represent the branch.

What is NEFT?

National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.

What is RTGS?

Real Time Gross Settlement (RTGS) is a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis. It is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹2,00,000.

What is IMPS?

Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones and internet banking, available 24x7 throughout the year including bank holidays.

What is UPI?

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the 'Peer to Peer' collect request.

Location

MUNDATHANATH BUILDING ETTUMANOOR ROAD ARUNAPURAM PALA ,KOTTAYAM ,KERALA PIN 686574, Palai

Open in Google Maps

Explore Pincode 686574

Find all bank branches and post offices operating in the 686574 area.

View Pincode Details →

Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 274 0123Branch: +91 9447370831Visit Official Website