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Branch Permanently Closed / Inactive

According to official RBI records, this Axis Bank branch has been permanently closed or merged. The IFSC code UTIB0SJCUB1 is discontinued and no longer valid for money transfers.

Axis Bank — THE JOWAI COOPERATIVE URBAN BANK

IFSC Code: UTIB0SJCUB1Closed
Data sourced from RBI. Last updated: August 2026

Looking for the IFSC code of the Axis Bank The Jowai Cooperative Urban Bank branch? The historical IFSC code was UTIB0SJCUB1. Because this branch in Jaintia Hills, Jowai, Meghalaya is no longer active, any fund transfers using this code will likely fail. Please update your payee records.

Branch Details

Bank Name Axis Bank
IFSC Code UTIB0SJCUB1
MICR Code 793807501
Branch Name THE JOWAI COOPERATIVE URBAN BANK
Address 2ND FLOOR MERUS BUILDING LAWMUSIANG JOWAI MEGHALAYA PIN 793150
PIN Code 793150
City / Centre Jaintia Hills
District Jowai
State Meghalaya
Contact Number 220906

Supported Services

NEFT Disabled
RTGS Disabled
IMPS Disabled
UPI Disabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

2ND FLOOR MERUS BUILDING LAWMUSIANG JOWAI MEGHALAYA PIN 793150, Jaintia Hills

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Working Hours

Discontinued / Closed

This branch has been deactivated or merged according to RBI records. Working hours are no longer applicable.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 103 5577Branch: 220906 (Needs STD Code)Visit Official Website

About UTIB0SJCUB1 IFSC Code

The IFSC code UTIB0SJCUB1 belongs to Axis Bank's THE JOWAI COOPERATIVE URBAN BANK branch. The first 4 characters 'UTIB' identify Axis Bank, the 5th character '0' is reserved for future use, and the last 6 characters 'SJCUB1' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Axis Bank THE JOWAI COOPERATIVE URBAN BANK branch is UTIB0SJCUB1. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Axis Bank THE JOWAI COOPERATIVE URBAN BANK branch is located in Jaintia Hills, Jowai district, Meghalaya. Address: 2ND FLOOR MERUS BUILDING LAWMUSIANG JOWAI MEGHALAYA PIN 793150

This branch is currently marked as inactive/closed in the latest RBI NEFT directory. Please verify with the bank directly.

The MICR code of Axis Bank THE JOWAI COOPERATIVE URBAN BANK branch is 793807501.

Banking Terms Glossary

What is an IFSC Code?

Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. It is mandatory for electronic payment applications like NEFT, RTGS, and IMPS.

What is a MICR Code?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. It facilitates the processing and clearance of cheques and helps prevent fraud. The first 3 digits represent the city, the next 3 represent the bank, and the last 3 represent the branch.

What is NEFT?

National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.

What is RTGS?

Real Time Gross Settlement (RTGS) is a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis. It is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹2,00,000.

What is IMPS?

Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones and internet banking, available 24x7 throughout the year including bank holidays.

What is UPI?

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the 'Peer to Peer' collect request.

Other Axis Bank Branches in Jaintia Hills

View all branches in Jaintia Hills →

Location

2ND FLOOR MERUS BUILDING LAWMUSIANG JOWAI MEGHALAYA PIN 793150, Jaintia Hills

Open in Google Maps

Explore Pincode 793150

Find all bank branches and post offices operating in the 793150 area.

View Pincode Details →

Working Hours

Discontinued / Closed

This branch has been deactivated or merged according to RBI records. Working hours are no longer applicable.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 103 5577Branch: 220906 (Needs STD Code)Visit Official Website