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Utkarsh Small Finance Bank — BALRAMPUR

IFSC Code: UTKS0001427Listed in Source Directory
Source data: Official RBI Directory | Dataset Date: August 2026

Branch Details

Bank Name Utkarsh Small Finance Bank
IFSC Code UTKS0001427
MICR Code 497762502
Branch Name BALRAMPUR
Address VILLAGE - BALRAMPUR,P.S.AND TEHSIL - BALRAMPUR,CIRCLE NO - 00012,KHASRA NO - 326,WARD NO.1 CHANCHLA NIWAS,DISTRICT BALRAMPUR,STATE - CHHATTISGARH,497119
PIN Code 497119
City / Centre Balrampur
District Balrampur
State Chhattisgarh
Contact Number 9109187825
Location Verification Note

The branch's source-directory geography differs from the postal PIN reference. The address PIN corresponds to Surguja, Chattisgarh (PIN 497119) in the India Post reference data.

Postal Reference: India Post Directory | Source-Directory Geography: Chhattisgarh

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

VILLAGE - BALRAMPUR,P.S.AND TEHSIL - BALRAMPUR,CIRCLE NO - 00012,KHASRA NO - 326,WARD NO.1 CHANCHLA NIWAS,DISTRICT BALRAMPUR,STATE - CHHATTISGARH,497119

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Explore Pincode 497119

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Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Branch: +91 9109187825Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About UTKS0001427 IFSC Code

The IFSC code UTKS0001427 belongs to Utkarsh Small Finance Bank's BALRAMPUR branch. The first 4 characters 'UTKS' identify Utkarsh Small Finance Bank, the 5th character '0' is reserved for future use, and the last 6 characters '001427' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Utkarsh Small Finance Bank BALRAMPUR branch is UTKS0001427. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Utkarsh Small Finance Bank BALRAMPUR branch is located in Balrampur, Balrampur district, Chhattisgarh. Address: VILLAGE - BALRAMPUR,P.S.AND TEHSIL - BALRAMPUR,CIRCLE NO - 00012,KHASRA NO - 326,WARD NO.1 CHANCHLA NIWAS,DISTRICT BALRAMPUR,STATE - CHHATTISGARH,497119

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of Utkarsh Small Finance Bank BALRAMPUR branch is 497762502.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Location

VILLAGE - BALRAMPUR,P.S.AND TEHSIL - BALRAMPUR,CIRCLE NO - 00012,KHASRA NO - 326,WARD NO.1 CHANCHLA NIWAS,DISTRICT BALRAMPUR,STATE - CHHATTISGARH,497119

Open in Google Maps

Explore Pincode 497119

Find all bank branches and post offices operating in the 497119 area.

View Pincode Details →

Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Branch: +91 9109187825Visit Official Website