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Branch Permanently Closed / Inactive

According to official RBI records, this Indian Overseas Bank branch has been permanently closed or merged. The IFSC code IOBA0002649 is discontinued and no longer valid for money transfers.

Indian Overseas Bank — HUBLI KUSGAL ROAD

IFSC Code: IOBA0002649Closed
Data sourced from RBI. Last updated: August 2026

If you are searching for the Indian Overseas Bank Hubli Kusgal Road IFSC code, the discontinued code is IOBA0002649. The Hubli Kusgal Road branch was located in Dharwad, Hubli Dharwad, Karnataka. Always verify the active status of a branch before using its details.

Branch Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0002649
MICR Code 580020003
Branch Name HUBLI KUSGAL ROAD
Address EMKAY COMPLEX,KUSUGAL ROAD,KESHWAPUR,HUBLI 580023
PIN Code 580023
City / Centre Dharwad
District Hubli Dharwad
State Karnataka
Contact Number 28584896

Supported Services

NEFT Disabled
RTGS Disabled
IMPS Disabled
UPI Disabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

EMKAY COMPLEX,KUSUGAL ROAD,KESHWAPUR,HUBLI 580023, Dharwad, Hubli Dharwad, Karnataka

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Working Hours

Discontinued / Closed

This branch has been deactivated or merged according to RBI records. Working hours are no longer applicable.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 28584896 (Needs STD Code)Visit Official Website

About IOBA0002649 IFSC Code

The IFSC code IOBA0002649 belongs to Indian Overseas Bank's HUBLI KUSGAL ROAD branch. The first 4 characters 'IOBA' identify Indian Overseas Bank, the 5th character '0' is reserved for future use, and the last 6 characters '002649' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Indian Overseas Bank HUBLI KUSGAL ROAD branch is IOBA0002649. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Indian Overseas Bank HUBLI KUSGAL ROAD branch is located in Dharwad, Hubli Dharwad district, Karnataka. Address: EMKAY COMPLEX,KUSUGAL ROAD,KESHWAPUR,HUBLI 580023

This branch is currently marked as inactive/closed in the latest RBI NEFT directory. Please verify with the bank directly.

The MICR code of Indian Overseas Bank HUBLI KUSGAL ROAD branch is 580020003.

Banking Terms Glossary

What is an IFSC Code?

Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. It is mandatory for electronic payment applications like NEFT, RTGS, and IMPS.

What is a MICR Code?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. It facilitates the processing and clearance of cheques and helps prevent fraud. The first 3 digits represent the city, the next 3 represent the bank, and the last 3 represent the branch.

What is NEFT?

National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.

What is RTGS?

Real Time Gross Settlement (RTGS) is a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis. It is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹2,00,000.

What is IMPS?

Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones and internet banking, available 24x7 throughout the year including bank holidays.

What is UPI?

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the 'Peer to Peer' collect request.

Other Indian Overseas Bank Branches in Dharwad

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Location

EMKAY COMPLEX,KUSUGAL ROAD,KESHWAPUR,HUBLI 580023, Dharwad, Hubli Dharwad, Karnataka

Open in Google Maps

Explore Pincode 580023

Find all bank branches and post offices operating in the 580023 area.

View Pincode Details →

Working Hours

Discontinued / Closed

This branch has been deactivated or merged according to RBI records. Working hours are no longer applicable.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 28584896 (Needs STD Code)Visit Official Website