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Indian Overseas Bank — BADDOWAL FAD BADDOWAL CANTONMENT

IFSC Code: IOBA0001723Listed in Source Directory
Source data: Official RBI Directory | Dataset Date: September 2026

Branch Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0001723
MICR Code 142020009
Branch Name BADDOWAL FAD BADDOWAL CANTONMENT
Address BADDOWAL PIN 142021
PIN Code 142021
City / Centre Ludhiana
District Baddowal
State Punjab
Contact Number 2423809

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

BADDOWAL PIN 142021, Ludhiana, Punjab

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Explore Pincode 142021

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Working Hours

ClosedOpens at 10:00 AM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 0161-2423809Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About IOBA0001723 IFSC Code

The IFSC code IOBA0001723 belongs to Indian Overseas Bank's BADDOWAL FAD BADDOWAL CANTONMENT branch. The first 4 characters 'IOBA' identify Indian Overseas Bank, the 5th character '0' is reserved for future use, and the last 6 characters '001723' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Indian Overseas Bank BADDOWAL FAD BADDOWAL CANTONMENT branch is IOBA0001723. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Indian Overseas Bank BADDOWAL FAD BADDOWAL CANTONMENT branch is located in Ludhiana, Baddowal district, Punjab. Address: BADDOWAL PIN 142021

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of Indian Overseas Bank BADDOWAL FAD BADDOWAL CANTONMENT branch is 142020009.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Other Indian Overseas Bank Branches in Ludhiana

View all branches in Ludhiana →

Location

BADDOWAL PIN 142021, Ludhiana, Punjab

Open in Google Maps

Explore Pincode 142021

Find all bank branches and post offices operating in the 142021 area.

View Pincode Details →

Working Hours

ClosedOpens at 10:00 AM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 0161-2423809Visit Official Website