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Indian Overseas Bank — NARIKKUDI

IFSC Code: IOBA0000746Active
Data sourced from RBI. Last updated: August 2026

Located in Virudhunagar, Narikkudi, Tamil Nadu, the Indian Overseas Bank Narikkudi branch serves customers with the IFSC code IOBA0000746. The code identifies this specific Indian Overseas Bank branch and can be used when providing branch details for supported electronic fund transfers.

Branch Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0000746
MICR Code 626020203
Branch Name NARIKKUDI
Address 2 BY 76 ARUPPUKOTTAI MAIN ROAD NARIKUDI PIN 623607
PIN Code 623607
City / Centre Virudhunagar
District Narikkudi
State Tamil Nadu
Contact Number 286226

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

2 BY 76 ARUPPUKOTTAI MAIN ROAD NARIKUDI PIN 623607, Virudhunagar, Narikkudi, Tamil Nadu

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Working Hours

ClosedOpens at 10:00 AM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 286226 (Needs STD Code)Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About IOBA0000746 IFSC Code

The IFSC code IOBA0000746 belongs to Indian Overseas Bank's NARIKKUDI branch. The first 4 characters 'IOBA' identify Indian Overseas Bank, the 5th character '0' is reserved for future use, and the last 6 characters '000746' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Indian Overseas Bank NARIKKUDI branch is IOBA0000746. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Indian Overseas Bank NARIKKUDI branch is located in Virudhunagar, Narikkudi district, Tamil Nadu. Address: 2 BY 76 ARUPPUKOTTAI MAIN ROAD NARIKUDI PIN 623607

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

The MICR code of Indian Overseas Bank NARIKKUDI branch is 626020203.

Banking Terms Glossary

What is an IFSC Code?

Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. It is mandatory for electronic payment applications like NEFT, RTGS, and IMPS.

What is a MICR Code?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. It facilitates the processing and clearance of cheques and helps prevent fraud. The first 3 digits represent the city, the next 3 represent the bank, and the last 3 represent the branch.

What is NEFT?

National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.

What is RTGS?

Real Time Gross Settlement (RTGS) is a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis. It is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹2,00,000.

What is IMPS?

Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones and internet banking, available 24x7 throughout the year including bank holidays.

What is UPI?

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the 'Peer to Peer' collect request.

Location

2 BY 76 ARUPPUKOTTAI MAIN ROAD NARIKUDI PIN 623607, Virudhunagar, Narikkudi, Tamil Nadu

Open in Google Maps

Explore Pincode 623607

Find all bank branches and post offices operating in the 623607 area.

View Pincode Details →

Working Hours

ClosedOpens at 10:00 AM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 425 4445Branch: 286226 (Needs STD Code)Visit Official Website