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Utkarsh Small Finance Bank — GARRA

IFSC Code: UTKS0001964Listed in Source Directory
Source data: Official RBI Directory | Dataset Date: August 2026

Branch Details

Bank Name Utkarsh Small Finance Bank
IFSC Code UTKS0001964
MICR Code N/A
Branch Name GARRA
Address UTKARSH SMALL FINANCE BANK LTD.BALAGHAT TO LALBARRA ROAD NEAR GARRA CHOWK AND WAINGANGA RIVER GARRA BALAGHAT MADHYA PRADESH PIN CODE - 481001
PIN Code 481001
City / Centre Balaghat
District Garra Balaghat
State Madhya Pradesh
Contact Number BALAGHAT

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

UTKARSH SMALL FINANCE BANK LTD.BALAGHAT TO LALBARRA ROAD NEAR GARRA CHOWK AND WAINGANGA RIVER GARRA BALAGHAT MADHYA PRADESH PIN CODE - 481001

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Explore Pincode 481001

Find all bank branches and post offices operating in the 481001 area.

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Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About UTKS0001964 IFSC Code

The IFSC code UTKS0001964 belongs to Utkarsh Small Finance Bank's GARRA branch. The first 4 characters 'UTKS' identify Utkarsh Small Finance Bank, the 5th character '0' is reserved for future use, and the last 6 characters '001964' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Utkarsh Small Finance Bank GARRA branch is UTKS0001964. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Utkarsh Small Finance Bank GARRA branch is located in Balaghat, Garra Balaghat district, Madhya Pradesh. Address: UTKARSH SMALL FINANCE BANK LTD.BALAGHAT TO LALBARRA ROAD NEAR GARRA CHOWK AND WAINGANGA RIVER GARRA BALAGHAT MADHYA PRADESH PIN CODE - 481001

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Location

UTKARSH SMALL FINANCE BANK LTD.BALAGHAT TO LALBARRA ROAD NEAR GARRA CHOWK AND WAINGANGA RIVER GARRA BALAGHAT MADHYA PRADESH PIN CODE - 481001

Open in Google Maps

Explore Pincode 481001

Find all bank branches and post offices operating in the 481001 area.

View Pincode Details →

Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Visit Official Website