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Jammu and Kashmir Bank — AGHARJITTO

IFSC Code: JAKA0AGHARJActive
Data sourced from RBI. Last updated: August 2026

For anyone searching for the Jammu and Kashmir Bank Agharjitto branch IFSC code, the code associated with this branch is JAKA0AGHARJ. The branch is located in Reasi, Jammu and Kashmir. Checking the branch location together with the IFSC code can help ensure correct details.

Branch Details

Bank Name Jammu and Kashmir Bank
IFSC Code JAKA0AGHARJ
MICR Code N/A
Branch Name AGHARJITTO
Address AGHARJITTO,DISTRICT REASI,TEHSIL REASI,JAMMU,J AND K PIN 182301
PIN Code 182301
City / Centre Reasi
District Reasi
State Jammu and Kashmir
Contact Number N/A

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

AGHARJITTO,DISTRICT REASI,TEHSIL REASI,JAMMU,J AND K PIN 182301, Jammu and Kashmir

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Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 1800 234Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About JAKA0AGHARJ IFSC Code

The IFSC code JAKA0AGHARJ belongs to Jammu and Kashmir Bank's AGHARJITTO branch. The first 4 characters 'JAKA' identify Jammu and Kashmir Bank, the 5th character '0' is reserved for future use, and the last 6 characters 'AGHARJ' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Jammu and Kashmir Bank AGHARJITTO branch is JAKA0AGHARJ. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Jammu and Kashmir Bank AGHARJITTO branch is located in Reasi, Reasi district, Jammu and Kashmir. Address: AGHARJITTO,DISTRICT REASI,TEHSIL REASI,JAMMU,J AND K PIN 182301

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

Banking Terms Glossary

What is an IFSC Code?

Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. It is mandatory for electronic payment applications like NEFT, RTGS, and IMPS.

What is a MICR Code?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. It facilitates the processing and clearance of cheques and helps prevent fraud. The first 3 digits represent the city, the next 3 represent the bank, and the last 3 represent the branch.

What is NEFT?

National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.

What is RTGS?

Real Time Gross Settlement (RTGS) is a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis. It is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹2,00,000.

What is IMPS?

Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones and internet banking, available 24x7 throughout the year including bank holidays.

What is UPI?

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the 'Peer to Peer' collect request.

Other Jammu and Kashmir Bank Branches in Reasi

View all branches in Reasi →

Location

AGHARJITTO,DISTRICT REASI,TEHSIL REASI,JAMMU,J AND K PIN 182301, Jammu and Kashmir

Open in Google Maps

Explore Pincode 182301

Find all bank branches and post offices operating in the 182301 area.

View Pincode Details →

Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 1800 234Visit Official Website