Jammu and Kashmir Bank — NIHAMA
Branch Details
| Bank Name | Jammu and Kashmir Bank |
|---|---|
| IFSC Code | JAKA0NIHAMA |
| MICR Code | 192051036 |
| Branch Name | NIHAMA |
| Address | NIHAMA, KULGAM TEHSIL D.H. PORA |
| City / Centre | Kulgam |
| District | Kulgam |
| State | Jammu and Kashmir |
| Contact Number | 212707 |
Supported Services
Working Hours
- Working Days: Mon-Sat (Except 2nd/4th Sat)
- Standard Hours: 10:00 AM - 4:00 PM
* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.
Customer Support
For account-related queries, please contact the bank's official customer care:
Toll-Free: 1800 1800 234Branch: 212707 (Needs STD Code)Visit Official WebsiteTransfer Safety Checklist
Before initiating a high-value NEFT/RTGS transfer, please verify:
About JAKA0NIHAMA IFSC Code
The IFSC code JAKA0NIHAMA belongs to Jammu and Kashmir Bank's NIHAMA branch. The first 4 characters 'JAKA' identify Jammu and Kashmir Bank, the 5th character '0' is reserved for future use, and the last 6 characters 'NIHAMA' uniquely identify this particular branch.
This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.
Frequently Asked Questions
Banking Terms & Guides
What is an IFSC Code?
['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]
What happens if you enter the wrong IFSC?
['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]
What is a MICR Code?
['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]
NEFT, RTGS, IMPS & UPI
['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]
Other Jammu and Kashmir Bank Branches in Kulgam
Working Hours
- Working Days: Mon-Sat (Except 2nd/4th Sat)
- Standard Hours: 10:00 AM - 4:00 PM
* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.
Customer Support
For account-related queries, please contact the bank's official customer care:
Toll-Free: 1800 1800 234Branch: 212707 (Needs STD Code)Visit Official Website