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Jammu and Kashmir Bank — OTLIGAM

IFSC Code: JAKA0OTLIGAListed in Source Directory
Source data: Official RBI Directory | Dataset Date: August 2026

Branch Details

Bank Name Jammu and Kashmir Bank
IFSC Code JAKA0OTLIGA
MICR Code N/A
Branch Name OTLIGAM
Address PO-OTLIGAM, TEHSIL-BEERWAH, DISTRICT-BUDGAM, PIN-193411
PIN Code 193411
City / Centre Budgam
District Budgam
State Jammu and Kashmir
Contact Number 9697456420
Location Verification Note

The branch's source-directory geography differs from the postal PIN reference. The address PIN corresponds to Budgam, Jammu & Kashmir (PIN 193411) in the India Post reference data.

Postal Reference: India Post Directory | Source-Directory Geography: Jammu and Kashmir

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

PO-OTLIGAM, TEHSIL-BEERWAH, DISTRICT-BUDGAM, PIN-193411, Jammu and Kashmir

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Explore Pincode 193411

Find all bank branches and post offices operating in the 193411 area.

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Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 1800 234Branch: +91 9697456420Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About JAKA0OTLIGA IFSC Code

The IFSC code JAKA0OTLIGA belongs to Jammu and Kashmir Bank's OTLIGAM branch. The first 4 characters 'JAKA' identify Jammu and Kashmir Bank, the 5th character '0' is reserved for future use, and the last 6 characters 'OTLIGA' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Jammu and Kashmir Bank OTLIGAM branch is JAKA0OTLIGA. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Jammu and Kashmir Bank OTLIGAM branch is located in Budgam, Budgam district, Jammu and Kashmir. Address: PO-OTLIGAM, TEHSIL-BEERWAH, DISTRICT-BUDGAM, PIN-193411

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

Banking Terms & Guides

What is an IFSC Code?

['Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. ', Learn how to find your IFSC code →]

What happens if you enter the wrong IFSC?

['Entering an incorrect IFSC can delay or bounce your transfer. ', Read what to do if you entered the wrong IFSC →]

What is a MICR Code?

['Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. ', Understand how MICR codes work →]

NEFT, RTGS, IMPS & UPI

['Different electronic transfer systems have varying limits and clearing times. ', Compare NEFT vs RTGS vs IMPS →]

Other Jammu and Kashmir Bank Branches in Budgam

View all branches in Budgam →

Location

PO-OTLIGAM, TEHSIL-BEERWAH, DISTRICT-BUDGAM, PIN-193411, Jammu and Kashmir

Open in Google Maps

Explore Pincode 193411

Find all bank branches and post offices operating in the 193411 area.

View Pincode Details →

Working Hours

Open NowCloses at 4:00 PM
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 1800 234Branch: +91 9697456420Visit Official Website