Skip to main content

Jammu and Kashmir Bank — PALMA

IFSC Code: JAKA0PALMAAActive
Data sourced from RBI. Last updated: August 2026

The Jammu and Kashmir Bank Palma branch in Rajouri, Jammu and Kashmir has the IFSC code JAKA0PALMAA. Customers making an electronic fund transfer to an account associated with this branch may need to provide this correct IFSC code.

Branch Details

Bank Name Jammu and Kashmir Bank
IFSC Code JAKA0PALMAA
MICR Code N/A
Branch Name PALMA
Address POST OFFICE - PALMA , TEHSIL DISTRICT - RAJOURI , PIN-185131
PIN Code 185131
City / Centre Rajouri
District Rajouri
State Jammu and Kashmir
Contact Number 9419197166

Supported Services

NEFT Enabled
RTGS Enabled
IMPS Enabled
UPI Enabled
Note: Service statuses are indicators based on general bank activity. For official verification, please check the RBI NEFT Directory, RBI RTGS Directory, NPCI IMPS Members, and NPCI UPI Members lists. Verify details with your bank before large transactions.

Location

POST OFFICE - PALMA , TEHSIL DISTRICT - RAJOURI , PIN-185131, Jammu and Kashmir

Open in Google Maps

Explore Pincode 185131

Find all bank branches and post offices operating in the 185131 area.

View Pincode Details →

Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 1800 234Branch: +91 9419197166Visit Official Website

Transfer Safety Checklist

Before initiating a high-value NEFT/RTGS transfer, please verify:

About JAKA0PALMAA IFSC Code

The IFSC code JAKA0PALMAA belongs to Jammu and Kashmir Bank's PALMA branch. The first 4 characters 'JAKA' identify Jammu and Kashmir Bank, the 5th character '0' is reserved for future use, and the last 6 characters 'PALMAA' uniquely identify this particular branch.

This IFSC code is used for electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). You can also use this code for UPI transactions through any UPI-enabled app.

Frequently Asked Questions

The IFSC code of Jammu and Kashmir Bank PALMA branch is JAKA0PALMAA. This code is used for NEFT, RTGS, IMPS, and UPI transactions.

Jammu and Kashmir Bank PALMA branch is located in Rajouri, Rajouri district, Jammu and Kashmir. Address: POST OFFICE - PALMA , TEHSIL DISTRICT - RAJOURI , PIN-185131

Yes, this branch is currently active and NEFT-enabled as per the latest RBI data.

Banking Terms Glossary

What is an IFSC Code?

Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in any RBI regulated funds transfer system. It is mandatory for electronic payment applications like NEFT, RTGS, and IMPS.

What is a MICR Code?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheque books. It facilitates the processing and clearance of cheques and helps prevent fraud. The first 3 digits represent the city, the next 3 represent the bank, and the last 3 represent the branch.

What is NEFT?

National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.

What is RTGS?

Real Time Gross Settlement (RTGS) is a system where there is continuous and real-time settlement of fund-transfers, individually on a transaction by transaction basis. It is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ₹2,00,000.

What is IMPS?

Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones and internet banking, available 24x7 throughout the year including bank holidays.

What is UPI?

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the 'Peer to Peer' collect request.

Other Jammu and Kashmir Bank Branches in Rajouri

View all branches in Rajouri →

Location

POST OFFICE - PALMA , TEHSIL DISTRICT - RAJOURI , PIN-185131, Jammu and Kashmir

Open in Google Maps

Explore Pincode 185131

Find all bank branches and post offices operating in the 185131 area.

View Pincode Details →

Working Hours

ClosedOpens at 10:00 AM tomorrow
  • Working Days: Mon-Sat (Except 2nd/4th Sat)
  • Standard Hours: 10:00 AM - 4:00 PM

* Status is calculated based on RBI National and State-wise holiday matrices. Please verify with your local branch as exceptional local holidays may apply.

Customer Support

For account-related queries, please contact the bank's official customer care:

Toll-Free: 1800 1800 234Branch: +91 9419197166Visit Official Website